Posts Tagged ‘money’

The June Challenge

Luke and I are young. We’re child, debt and semi-responsibility free (apart from the beautiful Miss P- but she has plenty of babysitters!). We both work, and if truth be told, we have plenty disposable income.

All this means that we eat out at resturaunts and lunch places. A lot. And by a lot I mean that some weeks we only eat 2 dinner meals at home, and have those two leftovers for lunch. Everything else we buy. :-S It’s a pretty sad state of affairs.

With a few hopeful things on the horizon for my 24th year (you’ll hear more about when I [finally] write up my 24 by 24), all of which costing heaps of money, we think we had better get saving!

I’m only telling you all this because it makes me feel incredibly guilty and irresponsible. Which makes me think it’s even more approporiate that we get into the June Challenge.

The June Challenge:


When: The month of June

What: No meals/snacks etc. to be eaten out. The only ‘food’ we can eat out is coffee (and only if we’re with friends), and groceries.

Why: 1. To save our dosh 2. To save our health 3. To save our fat from expanding.

As a bit of an encouragement, I request that you stand by me! Help me! Lord knows I need it. I shall post a bit of an update at the end of each week, and will try to include a menu plan as well. So your supportive comments would be most appreciated!!

Also, if you want to play along then you can add your post about it to the Linky Tool at the bottom of this post, and feel free to use the badge above if it fits your blog. :-) I think together we can do this thing!!

break

In other news, my last assignment for this round of post-graduate study is due on Monday. I have one due on Friday, and two on Sunday. I am excited to have it all finished, and have a bit of a break before I do some unofficial learning for the rest of the year. If you’re interested in what I’ve been learning at all, or the conitnuation of my learning journey, you can find me over at Teaching Talia as well. Next week I will have some more letters to put after my name, and be one step closer to those two letters that go before…

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Buy something/anything!

A HUGE thank-you to everyone who’s filled out my survey. I really apprecaite it, and it’s great to see what you want to read more of!If you haven’t gone and answered the 8 quick questions about my blog, then please do so- it won’t take long, promise!

Sometimes I just need to buy something (anything). Does anyone else feel this way?

Luckily when I got the urge on Monday I had some Uni supplies I needed to get. *phew*. I also took the opportunity to get some things that I just liked. :-) But that’s what spending money is FOR! Mind you, I bought two magazines on Monday, and haven’t actually looked through either one yet! I just have no time. :-(

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But back onto the subject of NEEDING to buy things…  for a while there it was pretty bad, and when I was younger (read: 12-20) it was more serious then it is now. ALL my money left my hands every week on movies, mostly on  CDs and food. This would have been okay if my pocket money was like $5, but it wasn’t, it was quite a bit more then that, and I was meant to spend it on new clothes and anything else I might actually NEED. You can imagine that during some of that time I was working full time, so yeah, that’s a fair amount of spending money! BUT I learnt my lesson, and felt a lot of buyer’s remorse.

Now that I’m thinking about it, I have been pretty crap with money always, and it only really stopped because I got married and Luke would get angry if I spent the money that was OURS. He’s never actually GOT angry at me (though I’ll tell you, it has been the other way ’round before!), I’m just pretty certain in my head that he WOULD get angry at me if I did.

I have been in trouble with my husband before. He has this crazy way of looking at you and not saying anything that makes you feel so quilty for what you’ve done. And he only brings it out on VERY special occasions, like when you’ve done something really stupidly selfish and wrong, so that kinda makes it worse, because it doesn’t just happen for anything, only the really bad things you did…

I’ve sort of made him sound like a bit of a bully, but he’s not. OBVIOUSLY you know that, because I already tell you all the super amazing things he does. And this is actually whole ‘getting angry at me ‘ thing is a positive thing too- because sometimes, we just have to face the facts, and the facts are that I am crap with money. There I said it. I imagine this is the feeling one has when they admit their problem at a support group. Without Luke I would have so many scrapbooking and craft supplies that I would have no money for food or to pay the gas bill… And I wouldn’t be going to EUROPE in October either!

I haven’t told you that exciting news officially yet, have I?! Our flights and tour are booked, and we’re leaving after Carmen‘s wedding (on the Monday). I shall let you know more details closer to the date!

So yeah, I still get the urge to spend things, and sometimes I do, but I make sure it’s with my personal finances, not the joint moneys… I would really love to hear from you in the comments if you suffer the same types of urges! Do you let them run free, free to be wild, or do you keep them under tight control with systems and rules, and restrictions? OR are you just super with money -what is your secret!?!

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Canon Digital SLR 400D

Most of you will know that I have been wanting a Canon 400D SLR camera for a while now.

Mum put it on lay-by and started me off with $200, which was for my birthday. Luke gave me $200 to put on it as a birthday present, and I also asked people to give me money to go towards it instead of birthday present this year, and so I put all that money on the camera today. I also have been saving all my coinage in a piggy bank, and went to the bank to put that on my card so I could pay MORE off my camera.

Thanks to some money we got for organising and running a kids programme the other weekend, we were able to AFFORD TO GET IT TODAY!!!!

I am SO excited, and have been taking pictures all afternoon. :-D

Also, tonight I ate vegemite on some naan bread- SO good!!

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